Head of Product Development Department

Oversee the end-to-end product management of banking products for individual and corporate customers, including initiation, development, launch, growth, optimization, and discontinuation;

Manage the entire product lifecycle, including pricing, tariffs, fees, terms and conditions, sales channels, and ongoing product support;

Organize the development and updating of product documentation (product passports, internal regulations, procedures, service standards, sales scripts, and methodological materials);

Analyze sales trends, profitability, and usage of banking products;

Regularly review the product portfolio, tariffs, and terms and conditions to assess competitiveness, effectiveness, and alignment with the Bank’s strategy;

Develop proposals for product modifications, updates, and discontinuation, as well as changes to pricing policies and promotion channels;

Coordinate the implementation of new products and product changes in collaboration with IT, business units, and the branch network;

Organize product testing, participate in staff training, collect and analyze feedback, and implement necessary adjustments;

Collaborate with the Marketing Department on the positioning, packaging, and promotion of banking products;

Prepare analytical reports, presentations, and materials for the Bank’s management and Management Board.

At least 5 years of experience in the banking sector;

Understanding of banking operations, payment systems, lending, and transaction processes;

Proven experience in developing and implementing product strategies;

Successful hands-on experience in managing banking products (transactional, deposit, and/or lending products) is mandatory;

Proven experience in developing, launching, and growing banking products with measurable business results, as well as managing their entire lifecycle;

Experience working with IT departments;

Skills in preparing business requirements, technical specifications, financial and economic calculations, and business cases;

Strategic, systematic, and analytical thinking;

Strong sense of personal accountability for results, initiative, and the ability to make management decisions;

Project management skills and experience coordinating cross-functional teams;

Strong communication and organizational skills.