English
English
About Bank
Private clients
Business clients
The «Classic» loan is issued for consumer purposes: the purchase of a car, equipment, and more, is intended for individuals aged 21 to 65 years (at the time of full repayment of the loan), with a source of income from entrepreneurial activity operating for at least 6 months (without interruption) before applying for a consumer loan or a hired work in the form of a salary received continuously for at least 6 (six) months before applying for a consumer loan.
Currency
Loan amount
Interest rates
Loan period
Loan amount |
from 250 000 soms to 5 000 000 soms |
Loan terms |
from 3 to 60 months |
Annual interest rate* |
from 19% to 25% depending on the amount |
Surety |
1 guarantor with proof of income is required. If necessary, the Credit Committee has the right to request an independent guarantor. |
Collateral insurance |
collateral insurance over 5 000 000 som or 50 000 US dollars |
Collateral |
|
from 250 000 soms to 5 000 000 soms
from 3 to 60 months
from 19% to 25% depending on the amount
1 guarantor with proof of income is required. If necessary, the Credit Committee has the right to request an independent guarantor.
collateral insurance over 5 000 000 som or 50 000 US dollars
*Effective interest rate starting from 20,7%
1. Passport of the Guarantor / Pledgor, TIN, information about registration and current place of residence. |
2. Certificate of Salary for the last 6/12 months, depending on the loan product (additional documents confirming receipt of additional income (if any) in the form of an electronic document by SIEI “ Tunduk”; |
3. A copy of the marriage or divorce certificate of the Borrower, Guarantor, Pledger. |
4. Entitlement and title establishing documents for the collateral (depending on the type of collateral provided: State Act, Technical Certificate, Real Estate Sales and Purchase Agreement). |
5. An extract from the State Registration Service of the Kyrgyz Republic confirming the absence of prohibitions and restrictions on the proposed collateral. |
6. If necessary, the Bank may request other additional documents. |
|
Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals* |
|
To repay a loan through terminals, you must follow the following steps: |
|
1. Select the «Financial Services» menu on the terminal screen. |
|
2. Next, select «KSB Commercial Bank» CJSC («KSB CB» CJSC). |
|
3. Select «Loan Repayment». |
|
4. Select the currency in which you wish to repay the loan. |
|
5. Provide details – current account number. |
|
6. Check that the entered data is correct and click «Next». |
|
7. Enter the desired amount into the bill acceptor. |
|
8. To complete the payment, click the «Pay» button. |
|
The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2GIS.kg. |
|
More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience! |
Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals*
To repay a loan through terminals, you must follow the following steps:
1. Select the «Financial Services» menu on the terminal screen.
2. Next, select «KSB Commercial Bank» CJSC («KSB CB» CJSC).
3. Select «Loan Repayment».
4. Select the currency in which you wish to repay the loan.
5. Provide details – current account number.
6. Check that the entered data is correct and click «Next».
7. Enter the desired amount into the bill acceptor.
8. To complete the payment, click the «Pay» button.
The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2GIS.kg.
More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience!
*Attention! When using terminals, a commission is charged.
500000
сом18%
2 450
сомMonth |
Repayment of the principal debt |
The amount of term interest |
The amount of a one-time payment |
Remaining debt after repayment |
|---|
*Effective interest rate 20,7%
* The calculation is preliminary, it is not a public offer
