English
English
About Bank
Private clients
Business clients
Microloan «Lite» is a loan for all life situations, designed for individuals aged 21 to 65 years (at the time of full repayment of the loan), with a source of income from entrepreneurial activities, operating for at least 6 months (without interruption) prior to applying for a microloan or salaried employment in the form of wages, received continuously for at least 6 months prior to applying for the microloan.
Currency
Loan amount
Interest rates
Loan period
Collateral |
not required |
Annual interest rate* |
from 22% to 25% depending on the amount |
Loan terms |
from 3 to 36 months |
Collateral insurance |
none |
Loan amount |
from 20,000 soms to 500,000 soms |
Surety |
|
not required
from 22% to 25% depending on the amount
from 3 to 36 months
none
from 20,000 soms to 500,000 soms
*Effective interest rate starting from 24,33%
1. Application for a Loan (provided by the Bank). |
2. Borrower’s Questionnaire (provided by the Bank). |
3. Passport of the Guarantor/Pledgor, TIN, information about registration and current place of residence. |
4. Information on current place of residence and family composition from “Sanarip Aimak” Automated Information Service (Citizens Service Center). |
5. Certificate of Salary for the last 6/12 months, depending on the loan product (additional documents confirming receipt of additional income (if any). |
6. A copy of the marriage or divorce certificate of the Borrower, Guarantor, Pledger. |
7. If necessary, the Bank may request other additional documents. |
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Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals* |
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To repay a loan through terminals, you must follow the following steps: |
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1. Select the «Financial Services» menu on the terminal screen. |
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2. Next, select «KSB Commercial Bank» CJSC («KSB CB» CJSC). |
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3. Select «Loan Repayment». |
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4. Select the currency in which you wish to repay the loan. |
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5. Provide details – current account number. |
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6. Check that the entered data is correct and click «Next». |
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7. Enter the desired amount into the bill acceptor. |
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8. To complete the payment, click the «Pay» button. |
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The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2GIS.kg. |
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More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience! |
Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals*
To repay a loan through terminals, you must follow the following steps:
1. Select the «Financial Services» menu on the terminal screen.
2. Next, select «KSB Commercial Bank» CJSC («KSB CB» CJSC).
3. Select «Loan Repayment».
4. Select the currency in which you wish to repay the loan.
5. Provide details – current account number.
6. Check that the entered data is correct and click «Next».
7. Enter the desired amount into the bill acceptor.
8. To complete the payment, click the «Pay» button.
The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2GIS.kg.
More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience!
*Attention! When using terminals, a commission is charged.
500000
сом18%
2 450
сомMonth |
Repayment of the principal debt |
The amount of term interest |
The amount of a one-time payment |
Remaining debt after repayment |
|---|
*Effective interest rate 24.33%
* The calculation is preliminary, it is not a public offer
