Loan "Mortgage"

«Mortgage» Loan is issued for the purchase of housing or a land plot for the construction of a residential building, and if there is a land plot, then for the construction of an individual residential building thereon. Refinancing of a mortgage loan issued for the above purposes (not related to the client’s insolvency) can be considered.

Оставить заявку

Som for individuals / Dollar for private entrepreneurs

Валюта

От 200 000 сом

Сумма кредита

From 18% per annum

Процентные ставки

До 120 месяцев

Срок кредитования

Условия
Документы
Пополнение
Loan terms

from 3 to 120 months

Loan amount

from 200 000 soms to 20 000 000 soms / from 3 000$ to 250 000$

Annual interest rate*

from 18% to 20% depending on the amount and loan term

Collateral
  • real estate purchased or already owned by the Client**
  • cash deposited with «KSB CB» CJSC as additional collateral
Initial fee

аt least 30% of the value of the purchased property***

Surety

required if a decision is made by the authorized body of the Bank

Collateral insurance

collateral insurance over 5 000 000 som or 50,000 US dollars

Loan terms

from 3 to 120 months

Loan amount

from 200 000 soms to 20 000 000 soms / from 3 000$ to 250 000$

Annual interest rate*

from 18% to 20% depending on the amount and loan term

Collateral

  • real estate purchased or already owned by the Client**
  • cash deposited with «KSB CB» CJSC as additional collateral

Initial fee

аt least 30% of the value of the purchased property***

Surety

required if a decision is made by the authorized body of the Bank

Collateral insurance

collateral insurance over 5 000 000 som or 50,000 US dollars

*Effective interest rate starting from 21,92%

**If the bank estimate of the value of the purchased property is lower than the acquisition cost, additional collateral is required.

***If there is no down payment, it can be partially or completely replaced with additional collateral in the form of a real estate.

1. Passport of the Guarantor / Pledgor, TIN, information about registration and current place of residence.
2. Certificate of Salary for the last 6/12 months, depending on the loan product (additional documents confirming receipt of additional income (if any).
3. A copy of the marriage or divorce certificate of the Borrower, Guarantor, Pledger.
4. Entitlement and title establishing documents for the collateral.
5. Certificate of Absence of Prohibitions and Restrictions on the Proposed Collateral.
6. If necessary, the Bank may request other additional documents.
1. Passport of the Guarantor / Pledgor, TIN, information about registration and current place of residence.
2. Certificate of Salary for the last 6/12 months, depending on the loan product (additional documents confirming receipt of additional income (if any).
3. A copy of the marriage or divorce certificate of the Borrower, Guarantor, Pledger.
4. Entitlement and title establishing documents for the collateral.
5. Certificate of Absence of Prohibitions and Restrictions on the Proposed Collateral.
6. If necessary, the Bank may request other additional documents.

Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals*

To repay a loan through terminals, you must follow the following steps:

1. Select the «Financial Services» menu on the terminal screen.

2. Next, select «KSB Commercial Bank» CJSC («KSB CB» CJSC).

3. Select «Loan Repayment».

4. Select the currency in which you wish to repay the loan.

5. Provide details – current account number.

6. Check that the entered data is correct and click «Next».

7. Enter the desired amount into the bill acceptor.

8. To complete the payment, click the «Pay» button.

The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2GIS.kg.

More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience!

Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals*

To repay a loan through terminals, you must follow the following steps:

1. Select the «Financial Services» menu on the terminal screen.

2. Next, select «KSB Commercial Bank» CJSC («KSB CB» CJSC).

3. Select «Loan Repayment».

4. Select the currency in which you wish to repay the loan.

5. Provide details – current account number.

6. Check that the entered data is correct and click «Next».

7. Enter the desired amount into the bill acceptor.

8. To complete the payment, click the «Pay» button.

The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2GIS.kg.

More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience!

*Attention! When using terminals, a commission is charged.

Калькулятор ипотеки

Выберите стоимость недвижимости

500000

сом

500000000

сом

Первоначальный взнос

3

мес.

60

мес.

Выберите срок кредита (в месяцах)

3

мес.

60

мес.

Наше предложение

Сумма кредита

500000

сом
Годовая процентная ставка:

18%

Ежемесячный платеж:

2 450

сом

График погашения

Месяц
Погашение основного долга
Сумма срочных процентов
Сумма разового платежа
Остаток задолженности после погашения

*Effective interest rate 21,92%

* Расчет предварительный, не является публичной офертой