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From September 1 to December 31, 2025, make purchases with your Visa Platinum or Visa Signature card from KSB Bank for a chance to win amazing prizes.
Grand Prize: A trip for two to Vietnam
The winner will be selected at the end of the promotion.
Monthly Prizes: Garmin Smartwatches ⌚️
Each month, a prize goes to the participant with the highest number of qualifying transactions.
Who can join?
• Residents of the Kyrgyz Republic, aged 18 and above
• Holders of active KSB Bank Visa Platinum or Visa Signature cards
Residency is confirmed based on the Bank’s records.
What counts as a qualifying transaction?
• Purchases made at POS terminals
• Online payments (e-commerce)
Minimum transaction amount: 200 KGS (or equivalent in another currency).
How are winners determined?
• Based on the number of qualifying transactions during the promo period
• In case of a tie, the participant with the higher total spend will win
Winner announcements:
• Monthly winners will be announced for September, October, November, and December, after the end of the calendar month.
• The Grand Prize winner will be announced after the promotion ends.
Pay with your Visa Platinum or Visa Signature card, accumulate transactions, and get closer to the holiday of your dreams!
Promotion Terms: “Vacation on Us!” Pay with KSB Visa cards and win a trip to Vietnam and other prizes!
| Section | Item | Text |
|---|---|---|
| 1. General Provisions | 1.1 | Name of the promotion: “Vacation on Us!” Pay with KSB Visa cards and win a trip to Vietnam and other prizes! |
| 1.2 | Organizer: CJSC “KSB Commercial Bank” (hereinafter — the Bank) together with the international payment system Visa. | |
| 1.3 | Territory: Kyrgyz Republic (promotion area — placement of materials and information). | |
| 1.4 | Purpose: to stimulate cashless transactions with Visa premium cards, increase customer loyalty, support card issuance and strengthen the Bank’s image. | |
| 1.5 | Period: 01.09.2025–31.12.2025 (inclusive). Results and awarding of winners — January 2026. | |
| 1.6 | Nature of the promotion: the promotion is of a stimulating nature, it is not a lottery/gambling/betting. Participation is free and does not require separate registration — it is enough to perform transactions in accordance with these Terms. | |
| 2. Promotion Participants | 2.1 | Who can participate: capable individuals — residents of the Kyrgyz Republic (resident status is determined according to the Bank’s records), who are holders of valid Visa Platinum and Visa Signature cards issued by the Bank. Visa Classic cards do not participate in the promotion. |
| 2.2 | Who cannot participate: Bank employees, their close relatives (spouse, parents, children, adoptive parents/adopted children, full/half siblings, grandparents, grandchildren), affiliated persons; persons under 18 years of age; persons with limited legal capacity. If such cases are revealed, the results are annulled and the prize is transferred to the next participant in the ranking. | |
| 3. Participation Conditions | 3.1 | During the period 01.09.2025–31.12.2025 the participant makes cashless payments for goods/services with Visa Platinum/Signature cards. |
| 3.2 | Types of transactions considered in the promotion: — payments through POS terminals in trade and service enterprises; — online payments (internet acquiring / VPOS). | |
| 3.3 | Geography and currency: transactions are considered regardless of the country and currency (worldwide), if performed with the Bank’s Visa Platinum/Signature cards. | |
| 3.4 | Minimum amount of one transaction to be considered: 200 (two hundred) soms or equivalent in another currency. | |
| 3.5 | Transactions not considered in the promotion: cash withdrawals (ATM/cash desk), any ATM operations; refunds/chargebacks; transfers between own accounts/cards; account/wallet top-ups; other transactions directly excluded by Visa program rules. | |
| 4. Prize Fund | 4.1 | Main prize: tourist package to Phu Quoc Island (Vietnam). The drawing — by 31.12.2025, the travel period — according to the prize issuance terms (details will be provided to the winner). |
| 4.2 | Intermediate prizes: one (1) prize per month — in September, October, November, and December 2025 (total 4 prizes). The names and composition of the monthly prizes are determined by the Bank and published in promotion materials. One participant may receive no more than one intermediate prize, while retaining the right to the main prize. | |
| 4.3 | Prizes are not exchangeable for cash equivalent (unless otherwise separately agreed by the Bank). All taxes/mandatory payments related to the prizes are paid by the winners themselves, unless otherwise notified by the Organizer. | |
| 5. Determination of Winners | 5.1 | Selection criterion: the number of eligible transactions (p. 3.2–3.4) for the relevant period. In case of equality — priority goes to the participant with the larger total amount of transactions. |
| 5.2 | Intermediate results: each month 1 winner of the “Prize of the Month” is determined based on the results of the corresponding calendar month (September, October, November, December). A monthly winner cannot win another intermediate prize again. | |
| 5.3 | Main prize: determined by the cumulative results for the entire promotion period (01.09–31.12.2025). | |
| 5.4 | To ensure correct results, the Bank establishes an internal commission (OMPR, relevant departments, Legal Department). Commission meetings are documented by minutes. | |
| 6. Procedure and Deadlines for Awarding Prizes | 6.1 | The names of the main prize winners are published on the Bank’s official website (www.ksbc.kg) and on the Bank’s social media pages (Instagram, Facebook) within 10 (ten) working days after the Promotion ends. The names of the intermediate prize winners are published within 5 (five) working days after the end of each reporting period. |
| 6.2 | Bank employees notify winners of the prize via the contact details indicated in the Bank’s database (phone call, SMS message). If the winner cannot be contacted within 5 (five) working days from the announcement of the results, his/her prize is annulled and transferred to the next Participant in the ranking. | |
| 6.3 | To receive the prize, the winner must appear at the Bank’s designated branch with an identity document (passport). The Bank has the right to request additional documents confirming compliance with the Promotion Terms. | |
| 6.4 | Participation in the Promotion implies the Participant’s consent to the publication of his/her surname and first name, as well as photographs in the Bank’s marketing materials related to this Promotion. Processing of personal data is carried out in accordance with the legislation of the Kyrgyz Republic. | |
| 7. Other Conditions | 7.1 | The Bank reserves the right to amend the Terms and deadlines of the Promotion, having previously notified the Participants by publishing information on the official website and through other available channels. Bank advertisements must contain the full name, license number of the Bank, and references to resources where full information on service conditions is provided. |
| 7.2 | The Bank has the right to refuse awarding prizes in cases of fraudulent actions or attempts to deceive by Participants. In case of disputes, the final decision is made by the Organizer. | |
| 7.3 | Participation in the Promotion means that the Participant has read and fully agrees with these Terms. Any claims regarding the procedure and conditions of the Promotion must be submitted in writing to the Bank’s official address no later than 10 (ten) calendar days after the end of the Promotion. | |
| 7.4 | Questions related to the Promotion and prize awarding can be directed to the Bank’s customer support service (call center: 2424) or via the Bank’s official website and social networks. Bank advertising and informational materials must not contain political information and must not be placed at events related to political activities. | |
| 7.5 | These Terms have been developed in accordance with the legislation of the Kyrgyz Republic, the Regulation of the National Bank of the Kyrgyz Republic “On Marketing Activities of Banks,” the Law of the Kyrgyz Republic “On Consumer Rights Protection,” the Law of the Kyrgyz Republic “On Advertising,” and other regulatory acts. In all matters not regulated by these Terms, the parties shall be guided by the current legislation of the Kyrgyz Republic. |
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