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News

New Loan Interest Rates

Dear Customers,
We would like to inform you that new loan tariffs are effective starting from March 4, 2026.


Interest rates for loans in KGS:

Loan Type
 

Loan Amount (KGS)

Proposed Annual Interest Rates (KGS)

Classic

Over 500,000 KGS

1–24 months: 21%
25–60 months: 19%

 

Up to 2,000,000 KGS

1–36 months: 20%
37–60 months: 21%

Agro and Business

Over 2,000,000 KGS

 

1–36 months: 19%
7–60 months: 20%

 

 

Up to 2,000,000 KGS

1–60 months: 20%
61–120 months: 21%

Mortgage and Kelechek

 

Over 2,000,000 KGS

1–60 months: 19%
61–120 months: 20%

 

Up to 200,000 KGS

25%

Express and Light

Over 200,000 – 500,000 KGS

22%

*Effective interest rate from 23.12%

Interest rates for loans in USD:

Loan Type

Loan Amount (USD)

Proposed Annual Interest Rate

 

Up to 5,000

 

 

4%

 

5,001 – 100,000

 

 

12%

Commercial Loans – Business Loans

100,001 – 200,000

 

 

11%

 

200,001 – 500,000

 

10%

 

500,001 and above

 

 

9%

*Effective interest rate from 14.92%

Special Programs (Business-Aiym)

Loan Type

Loan Amount (USD)

Proposed Annual Interest Rate

Women’s Entrepreneurship Support Loan Program “Business Aiym”

Up to 2,000,000 KGS

 

19% (loan term 36 months) / 19.5% (loan term 60 months)

Women’s Entrepreneurship Support Loan Program “Business Aiym”

Over 2,000,000 KGS

 

18% (loan term 36 months) / 18.5% (loan term 60 months)

Women’s Entrepreneurship Support Loan Program “Business Aiym”

Up to USD 20,000

 

10% (regardless of term)

Women’s Entrepreneurship Support Loan Program “Business Aiym”

Over USD 20,001

 

9% (regardless of term)

*Effective interest rate from 21.32%

 

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