Money transfer systems

UPT
UPT
Currency: USD/EUR/TRY
Coverage: Near and Far Abroad
Commission: 3 (0.5% and above) USD/EUR
Max transfer amount: 10 000 USD/EUR, 80 000 TRY
icon
UPT is the New Generation Money transfer system for sending and receiving domestic and international money transfers in TRY, USD, EUR or GBP for cash payout or to any local bank account or credit card from any UPT Service Location all over the world. 

This system is one of the leaders in fast and secure international money transfers and has 400 thousand service points in almost 200 countries on five continents.

   

 Transfer method
  • Cash to cash
  • Cash to Account using International Bank Account Number (IBAN) or Credit Card Number
  • Receive or pay in Turkish Liras, Euros and US Dollars
  • To ALIPAY mobile wallet in China
 
 UPT AS company territory      All countries in which UPT AS is authorized to carry out international money transfers


 Country restrictions of UPT AS
  • All countries that have restrictions on financial transfers by the Office of Foreign Assets Control, the European Central Bank, the UN, the UK Treasury and the Central Bank of Turkey
  • Armenia
  • Areas of the Republic of Azerbaijan captured by Armenian forces referred to in United Nations resolution No. 822, 853, 874, 884
  • Cyprus (except Northern Cyprus)
  • China
ASTRACEND
ASTRACEND
Currency: RUB
Coverage: Russia and Kyrgyzstan
Commission: from 1%
Speed: from 1 minute
icon

ASTRACEND is an international payment system created in Russia and aimed at providing high-quality, fast and affordable service. ASTRASEND operates in Russia, Uzbekistan and Kyrgyzstan, but the payment system is growing and developing rapidly, and the list of countries is constantly expanding.

Advantages:
  • Transfers to receive in cash within minutes

  • Secure system

  • Simply, conveniently, quickly, reliably

  • Transfer fee starts from 1% of the amount

Western Union
Western Union
Currency: USD
Coverage: Near and Far Abroad
Commission: Transfer fe depends on the tariff, the amount sent and the country where the transfer is received*
Speed: Up to 5 minutes
icon
Western Union is a recognized world leader in international money transfers. Currently, Western Union is present in more than 190 countries, with more than 200 thousand points around the world.

IMPORTANT TO KNOW!

From March 24, 2022 transfers to/from Russia, as well as to/from the Republic of Belarus via Western Union system are unavailable due to the closure of the system and the office in Russia.  
Transfers to/from other countries are carried out as usual!


* There is no single established tariff in the system, the commission for the transfer depends on the amount sent, the country of receipt, as well as on promotions with special tariff offers that are in effect at the time of sending the transfer, therefore the cost of the transfer should be found out in each specific case at the bank branches at the time of sending the transfer.

KORONA PAY
KORONA PAY
Currency: RUB/USD/EUR
Coverage: CIS, Far Abroad
Commission: from 0.95% of the transfer amount
Speed: up to a few minutes
icon
Advantages:
  • Opening an account is not required;
  • Unaddressed – when making a transfer, you only need to specify the country and city of the recipient;
  • Low commission* for transfers to CIS countries;
  • High transfer speed;
  • More than 20,000 locations in 70+ countries around the world. The participants and partners are banks, large retail chains, and postal operators. You can find the nearest service points on the Golden Crown website or in the Korona mobile application (available for download in the AppStore and Google Play);;
  • The transfer can be received at any point of the «Korona Pay» system in the city of the recipient;
  • Possibility to control the status of the transfer on-line on the system website;
  • SMS notification about the status of the transfer;
  • The tariff is 0%. The 0% offer is valid subject to currency conversion at the exchange rate of RNCO Payment Center (LLC) at the time of sending the transfer (the receiving currency must differ from the sending currency);
  • Money transfer services within the framework of the Zolotaya Korona payment system and within the framework of Zolotaya Korona international transfers (agreement on the provision of money transfer services) (offer) are provided by the bank in accordance with the procedure established by the applicable national legislation of the countries of incorporation of the bank. Payment system operator "Zolotaya Korona" - SNCI "Payment Heaven Center" (Ooo), Reg. number 0012 from 20.12.2012, license CB RF 3166-K from 14.04.2014, c. Novosibirsk, str. Kirova, 86, MSRN 1025400002968.
*there is no single established tariff in the system, the commission for the transfer depends on the amount sent, the country of receipt, as well as on promotions with special tariff offers that are in effect at the time of sending the transfer, therefore the cost of the transfer should be found out in each specific case at the bank branches at the time of sending the transfer
Unistream
Unistream
Currency: RUB
Coverage: Russia, Moldova, Tajikistan, Armenia
Commission: from 0,85%
Max transfer amount: 600 000 RUB
icon
Customer tariff for sending addressless monocurrency money transfers with cash withdrawal from Kyrgyzstan
 
Recipient country Type of translation Sending currency Receipt currency Customer rate
Russia Cash withdrawal Rubles Rubles 0.9% of the transfer amount (regardless of the amount)
Armenia Cash withdrawal Rubles Rubles
Tajikistan Cash withdrawal Rubles Rubles
Belarus Cash withdrawal Rubles Rubles
Moldovan Cash withdrawal Rubles Rubles

Make money transfers with the Unistream system!

Now you can send money in Russian rubles to Russia, Moldova, Tajikistan and Armenia.  
 

  • Transfer fee – from 0,85%;

  • Receipt or payment in Russian rubles; 
  • ​​​​The maximum commission is from 950 rubles.

It is also possible to replenish bank cards of the Russian Federation with a commission of 0.9%.

Transfer money easily and profitably!

Ria
Ria
Currency: USD, EUR
Coverage: Near and Far Abroad
Commission: From 0.9%
Speed: А few minutes
icon

Ria Money Transfer is a world leader in money transfers, the company has more than 35 years of experience. Money transfers are available in 165+ countries around the world in more than 500,000 locations.

Advantages:
  • Money transfers are available for pick within minutes after submitting.

  • Sending and payment of foreign transfers made in euro / US dollar.

  • More than 500,000 service points in more than 165 countries around the world

  • The commission is not charged to the recipient

* As of June 2024, SEPA has 36 member-states: Austria, Belgium, United Kingdom, Bulgaria, Cyprus, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Republic of Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovenia, Slovakia, Spain and Sweden, the 3 EEA countries of Norway, Liechtenstein, Iceland, and also Switzerland, Monaco.

BEREKE
BEREKE
Currency: KGS, USD, EUR, RUB, KZT
Coverage: All over Kyrgyzstan
Commission: From 0.1% of the transfer amount
Speed: Up to 5 minutes
icon
«Bereke» is a money transfer system that allows you to instantly send and receive money without opening an account throughout Kyrgyzstan.
Advantages:
  • Receive a money transfer within 5 minutes, regardless of where and from where it is sent.

  • Commission is paid by the sender.

  • The maximum amount of total transfers is 1,000,000 KGS per 1 client per 1 month or the equivalent in other currencies: EUR, USD, RUB, KZT.

  • Transfers are made in both national and foreign currencies.

  • Regardless of which bank the transfer was sent from, it can be received at any branch of Aiyl Bank («Айыл Банк»), Capital Bank («Капитал Банк»), Eurasian-Savings Bank («Евразийский Сберегательный Банк»), Dos-Credobank («Дос-Кредобанк»), Kyrgyzkommertsbank («Кыргызкоммерцбанк»), OJSC Investment Bank «Chang An» (ОАО Инвестиционный Банк «Чанг Ан»), MFC «INCOM» (МФК «ИНКОМ»), OJSC «Halyk» Bank Kyrgyzstan» (ОАО «Халык Банк Кыргызстан»), AMANBANK («АМАНБАНК»), Bank of Asia («Банк Азии»), OJSC «FinanceCreditBank» (OAO «ФинансКредитБанк»), JSCB «HAMKORBANK» (АКБ «ХАМКОРБАНК») (Uzbekistan).

Conditions:

Clients using the «Bereke» money transfer system need to know that:

  • The transfer code is strictly confidential information that is transmitted personally by the sender to the recipient.

  • An unreceived transfer may remain in the «Bereke» system for 30 calendar days from the date of sending. The unclaimed amount of the money transfer is subject to return to the Sender of the transfer at the point of sending the transfer.

  • The transfer can be received by the citizen, in whose name it was sent, or by his authorized representative, upon presentation of a passport and notarized power of attorney.

To send a transfer, it is necessary to:

  • Sign the «Application for Transfer» form completed by the Bank’s operator, indicating the recipient’s full name;

  • Deposit the transfer amount and pay the commission fee at the cash desk;

  • Receive a transfer code from the operator.

  • Inform the recipient of the transfer code and amount.

To receive a transfer, it is necessary to:

  • Present your passport to the Bank operator and provide the Transfer Code.

  • Sign the «Application for transfer receipt» form and receive the transfer.

To return the transfer, it is necessary to:

  • Go to the transfer sending point, present your passport to the Bank operator and provide the Transfer Code.

  • Sign the «Application for Return», indicating the reason for the return of funds, and receive the amount at the cash desk.

If the transfer is returned before it is paid out within one transaction day (on the day the transfer was sent), the amount of the paid commission is fully refunded. If the transfer is returned before it is paid out more than one transaction day, the amount of the paid commission is not refundable.

Transfer currency
Transfer amount
Rate*
RUB

up to 30,000 RUB
from RUB 30,001 and above

30 RUB
0.1% of the amount

USD

up to 500 USD/EUR

0,5 USD/EUR

EUR

from 501 USD/EUR and above

0.1% of the amount

KGS

up to 30 000 KGS
from 30,001 to 50,000 KGS
from 50,001 KGS and above

40 KGS
50 KGS
0.1% of the amount

KZT

up to 100,000 KZT
from 100,001 KZT and above

100 KZT
0.1% of the amount

Transfer currency

RUB

Transfer amount

up to 30,000 RUB
from RUB 30,001 and above

Rate*

30 RUB
0.1% of the amount

Transfer currency

USD

Transfer amount

up to 500 USD/EUR

Rate*

0,5 USD/EUR

Transfer currency

EUR

Transfer amount

from 501 USD/EUR and above

Rate*

0.1% of the amount

Transfer currency

KGS

Transfer amount

up to 30 000 KGS
from 30,001 to 50,000 KGS
from 50,001 KGS and above

Rate*

40 KGS
50 KGS
0.1% of the amount

Transfer currency

KZT

Transfer amount

up to 100,000 KZT
from 100,001 KZT and above

Rate*

100 KZT
0.1% of the amount

*At some points for receiving a money transfer, an additional commission fee may be charged from the recipient. The amount of additional commission fee from the recipient should be clarified at the point of receiving/sending the transfer.

*The maximum amount of total money transfers per Sender per month is KGS 1,000,000 or the equivalent in other currencies: EUR, USD, RUB, KZT.
If the transfer amount per Sender exceeds 1,000,000 soms, the
«Bereke» system blocks the possibility to send the transfer amount over the limit during the month.