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Private clients
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Transfer method |
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IMPORTANT TO KNOW!
From March 24, 2022 transfers to/from Russia, as well as to/from the Republic of Belarus via Western Union system are unavailable.
Transfers to/from other countries are carried out as usual!
* There is no single established tariff in the system, the commission for the transfer depends on the amount sent, the country of receipt, as well as on promotions with special tariff offers that are in effect at the time of sending the transfer, therefore the cost of the transfer should be found out in each specific case at the bank branches at the time of sending the transfer.
ASTRASEND is an international payment system created in Russia and aimed at providing high-quality, fast and affordable service. ASTRASEND operates in Russia, Kyrgyzstan, Uzbekistan, Kazakhstan, Tajikistan and Mongolia. The payment system is growing and developing rapidly, and the list of countries is constantly expanding.
How to receive a money transfer:
Ria Money Transfer is a global leader in the money transfer industry with more than 37 years of experience, offering their services at 590.000+ locations across 200+ countries and territories.
Money transfers are available for pick within minutes after submitting.
Sending and payment of foreign transfers made in euro / US dollar.
More than 590,000 service points in more than 200 countries around the world
The commission is not charged to the recipient
* As of June 2024, SEPA has 36 member-states: Austria, Belgium, United Kingdom, Bulgaria, Cyprus, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Republic of Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovenia, Slovakia, Spain and Sweden, the 3 EEA countries of Norway, Liechtenstein, Iceland, and also Switzerland, Monaco.
Receive a money transfer within 5 minutes, regardless of where and from where it is sent.
Commission is paid by the sender.
The maximum amount of total transfers is 1,000,000 KGS per 1 client per 1 month or the equivalent in other currencies: EUR, USD, RUB, KZT.
Transfers are made in both national and foreign currencies.
Regardless of which bank the transfer was sent from, it can be received at any branch of Aiyl Bank («Айыл Банк»), Capital Bank («Капитал Банк»), Eurasian-Savings Bank («Евразийский Сберегательный Банк»), Dos-Credobank («Дос-Кредобанк»), Kyrgyzkommertsbank («Кыргызкоммерцбанк»), OJSC Investment Bank «Chang An» (ОАО Инвестиционный Банк «Чанг Ан»), MFC «INCOM» (МФК «ИНКОМ»), OJSC «Halyk» Bank Kyrgyzstan» (ОАО «Халык Банк Кыргызстан»), AMANBANK («АМАНБАНК»), Bank of Asia («Банк Азии»), OJSC «FinanceCreditBank» (OAO «ФинансКредитБанк»), JSCB «HAMKORBANK» (АКБ «ХАМКОРБАНК») (Uzbekistan).
Clients using the «Bereke» money transfer system need to know that:
The transfer code is strictly confidential information that is transmitted personally by the sender to the recipient.
An unreceived transfer may remain in the «Bereke» system for 30 calendar days from the date of sending. The unclaimed amount of the money transfer is subject to return to the Sender of the transfer at the point of sending the transfer.
The transfer can be received by the citizen, in whose name it was sent, or by his authorized representative, upon presentation of a passport and notarized power of attorney.
To send a transfer, it is necessary to:
Sign the «Application for Transfer» form completed by the Bank’s operator, indicating the recipient’s full name;
Deposit the transfer amount and pay the commission fee at the cash desk;
Receive a transfer code from the operator.
Inform the recipient of the transfer code and amount.
To receive a transfer, it is necessary to:
Present your passport to the Bank operator and provide the Transfer Code.
Sign the «Application for transfer receipt» form and receive the transfer.
To return the transfer, it is necessary to:
Go to the transfer sending point, present your passport to the Bank operator and provide the Transfer Code.
Sign the «Application for Return», indicating the reason for the return of funds, and receive the amount at the cash desk.
If the transfer is returned before it is paid out within one transaction day (on the day the transfer was sent), the amount of the paid commission is fully refunded. If the transfer is returned before it is paid out more than one transaction day, the amount of the paid commission is not refundable.
Transfer currency |
Transfer amount |
Rate* |
|---|---|---|
RUB |
up to 30,000 RUB |
30 RUB |
USD |
up to 500 USD/EUR |
0,5 USD/EUR |
EUR |
from 501 USD/EUR and above |
0.1% of the amount |
KGS |
up to 30 000 KGS |
40 KGS |
KZT |
up to 100,000 KZT |
100 KZT |
RUB
up to 30,000 RUB
from RUB 30,001 and above
30 RUB
0.1% of the amount
USD
up to 500 USD/EUR
0,5 USD/EUR
EUR
from 501 USD/EUR and above
0.1% of the amount
KGS
up to 30 000 KGS
from 30,001 to 50,000 KGS
from 50,001 KGS and above
40 KGS
50 KGS
0.1% of the amount
KZT
up to 100,000 KZT
from 100,001 KZT and above
100 KZT
0.1% of the amount
*At some points for receiving a money transfer, an additional commission fee may be charged from the recipient. The amount of additional commission fee from the recipient should be clarified at the point of receiving/sending the transfer.
*The maximum amount of total money transfers per Sender per month is KGS 1,000,000 or the equivalent in other currencies: EUR, USD, RUB, KZT.
If the transfer amount per Sender exceeds 1,000,000 soms, the «Bereke» system blocks the possibility to send the transfer amount over the limit during the month.
