Бизнес

We offer Business loans for commercial projects.

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Som, dollar

Валюта

От 50 000 сом

Сумма кредита

From 17% per annum

Процентные ставки

До 60 месяцев

Срок кредитования

Условия
Документы
Пополнение
Loan terms

from 3 to 60 months

Loan amount

from 50 000 soms / from 1 000$

Annual interest rate

from 17% to 20% depending on the amount

Collateral
  • real estate purchased or already owned by the Client*
  • cash deposited with «KSB CB» CJSC as additional collateral
Collateral insurance

collateral insurance over 5 000 000 som or 50 000 US dollars

Loan terms

from 3 to 60 months

Loan amount

from 50 000 soms / from 1 000$

Annual interest rate

from 17% to 20% depending on the amount

Collateral

  • real estate purchased or already owned by the Client*
  • cash deposited with «KSB CB» CJSC as additional collateral

Collateral insurance

collateral insurance over 5 000 000 som or 50 000 US dollars

*Effective interest rate starting from 20,7%

**If the bank estimate of the value of the purchased property is lower than the acquisition cost, additional collateral is required.

1. Application for a Loan (provided by the Bank).
2. Copies of constituent and organizational documents of a legal entity (Certificate, Artciles of Association (Charter), Decision, Order on the appointment of a head, passport of a head, etc.).
3. Copies of passports of the head, chief accountant and the person signing all agreements with the bank.
4. Certificate of absence (presence) of debt with the Social Fund in the form of an electronic document by SIEI “ Tunduk”.
5. Certificate from the tax office about the absence of debt on mandatory payments to the budget, or a reconciliation report.
6. Financial statements of the company (Balance Sheet, Profit and Loss Statement, Cash Flow Statement).
7. Statement from the client’s account for a certain period (subject to availability of the maintained bank account).
8. Business plan, if the loan amount is over 3,500,000 KG soms/in US dollar equivalent, with the exception of loans provided to replenish working capital.
9. Title establishing documents for the collateral property.
10. If necessary, the Bank may request other additional documents.
1. Application for a Loan (provided by the Bank).
2. Copies of constituent and organizational documents of a legal entity (Certificate, Artciles of Association (Charter), Decision, Order on the appointment of a head, passport of a head, etc.).
3. Copies of passports of the head, chief accountant and the person signing all agreements with the bank.
4. Certificate of absence (presence) of debt with the Social Fund in the form of an electronic document by SIEI “ Tunduk”.
5. Certificate from the tax office about the absence of debt on mandatory payments to the budget, or a reconciliation report.
6. Financial statements of the company (Balance Sheet, Profit and Loss Statement, Cash Flow Statement).
7. Statement from the client’s account for a certain period (subject to availability of the maintained bank account).
8. Business plan, if the loan amount is over 3,500,000 KG soms/in US dollar equivalent, with the exception of loans provided to replenish working capital.
9. Title establishing documents for the collateral property.
10. If necessary, the Bank may request other additional documents.

Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals*

To repay a loan through terminals, you must follow the following steps:

1. Select the «Financial Services» menu on the terminal screen.

2. Next, select «KSB Commercial Bank» CJSC («KSB CB » CJSC).

3. Select «Loan Repayment».

4. Select the currency in which you wish to repay the loan: KG soms or US dollars.

5. Provide details – current account number.

6. Check that the entered data is correct and click «Next».

7. Enter the desired amount into the bill acceptor.

8. To complete the payment, click the «Pay» button.

The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2gis.kg.

More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience!

Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals*

To repay a loan through terminals, you must follow the following steps:

1. Select the «Financial Services» menu on the terminal screen.

2. Next, select «KSB Commercial Bank» CJSC («KSB CB » CJSC).

3. Select «Loan Repayment».

4. Select the currency in which you wish to repay the loan: KG soms or US dollars.

5. Provide details – current account number.

6. Check that the entered data is correct and click «Next».

7. Enter the desired amount into the bill acceptor.

8. To complete the payment, click the «Pay» button.

The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2gis.kg.

More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience!

*Attention! When using terminals, a commission is charged.

Воспользуйтесь калькулятором

Выберите сумму кредита

500000

сом

500000000

сом

Выберите срок кредита (в месяцах)

3

мес.

60

мес.

Наше предложение

Сумма кредита

500000

сом
Годовая процентная ставка:

18%

Ежемесячный платеж:

2 450

сом

График погашения

Месяц
Погашение основного долга
Сумма срочных процентов
Сумма разового платежа
Остаток задолженности после погашения

*Effective interest rate 20.7%

* Расчет предварительный, не является публичной офертой