English
English
About Bank
Private clients
Business clients
We offer Business loans for commercial projects.
Currency
Loan amount
Interest rates
Loan period
Annual interest rate |
from 19% to 24% depending on the amount |
Loan terms |
from 3 to 60 months |
Loan amount |
from 250 000 soms |
Collateral |
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Collateral insurance |
collateral insurance over 5 000 000 som or 50 000 US dollars |
from 19% to 24% depending on the amount
from 3 to 60 months
from 250 000 soms
collateral insurance over 5 000 000 som or 50 000 US dollars
*Effective interest rate starting from 20,7%
**If the bank estimate of the value of the purchased property is lower than the acquisition cost, additional collateral is required.
1. Application for a Loan (provided by the Bank). |
2. Copies of constituent and organizational documents of a legal entity (Certificate, Artciles of Association (Charter), Decision, Order on the appointment of a head, passport of a head, etc.). |
3. Copies of passports of the head, chief accountant and the person signing all agreements with the bank. |
4. Certificate of absence (presence) of debt with the Social Fund in the form of an electronic document by SIEI “ Tunduk”. |
5. Certificate from the tax office about the absence of debt on mandatory payments to the budget, or a reconciliation report. |
6. Financial statements of the company (Balance Sheet, Profit and Loss Statement, Cash Flow Statement). |
7. Statement from the client’s account for a certain period (subject to availability of the maintained bank account). |
8. Business plan, if the loan amount is over 3,500,000 KG soms/in US dollar equivalent, with the exception of loans provided to replenish working capital. |
9. Title establishing documents for the collateral property. |
10. If necessary, the Bank may request other additional documents. |
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Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals* |
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To repay a loan through terminals, you must follow the following steps: |
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1. Select the «Financial Services» menu on the terminal screen. |
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2. Next, select «KSB Commercial Bank» CJSC («KSB CB » CJSC). |
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3. Select «Loan Repayment». |
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4. Select the currency in which you wish to repay the loan: KG soms or US dollars. |
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5. Provide details – current account number. |
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6. Check that the entered data is correct and click «Next». |
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7. Enter the desired amount into the bill acceptor. |
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8. To complete the payment, click the «Pay» button. |
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The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2gis.kg. |
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More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience! |
Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals*
To repay a loan through terminals, you must follow the following steps:
1. Select the «Financial Services» menu on the terminal screen.
2. Next, select «KSB Commercial Bank» CJSC («KSB CB » CJSC).
3. Select «Loan Repayment».
4. Select the currency in which you wish to repay the loan: KG soms or US dollars.
5. Provide details – current account number.
6. Check that the entered data is correct and click «Next».
7. Enter the desired amount into the bill acceptor.
8. To complete the payment, click the «Pay» button.
The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2gis.kg.
More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience!
*Attention! When using terminals, a commission is charged.
500000
сом18%
2 450
сомMonth |
Repayment of the principal debt |
The amount of term interest |
The amount of a one-time payment |
Remaining debt after repayment |
|---|
*Effective interest rate 20.7%
* The calculation is preliminary, it is not a public offer
