Бизнес айым

The loan is intended for women entrepreneurs for commercial purposes.

Submit an application

⊆, $

Currency

From 50 000 KGS

Loan amount

From 19.5% per annum

Interest rates

Up to 36 months

Loan period

Conditions
Documents
Replenishment
Loan terms

from 3 to 36 months

Loan amount

from 50 000 ⊆ to 3 000 000

Annual interest rate

from 19.5% to 23% depending on the amount and loan term

Collateral

- not required for an amount of up to 150,000 KG soms inclusive, but the credit committee has the right to request one guarantor;

- one guarantor with a proof of income is required (if necessary, the Credit Committee has the right to request an independent guarantor) for an amount from 150,001 KG soms and up to 250,000 KG soms inclusive;

- the following is required as collateral for an amount of 250,001 KG soms: 

 

  • 100% of the loan principal amount must be secured by a real estate/deposit.
Loan terms

from 3 to 36 months

Loan amount

from 50 000 ⊆ to 3 000 000

Annual interest rate

from 19.5% to 23% depending on the amount and loan term

Collateral

- not required for an amount of up to 150,000 KG soms inclusive, but the credit committee has the right to request one guarantor;

- one guarantor with a proof of income is required (if necessary, the Credit Committee has the right to request an independent guarantor) for an amount from 150,001 KG soms and up to 250,000 KG soms inclusive;

- the following is required as collateral for an amount of 250,001 KG soms: 

 

  • 100% of the loan principal amount must be secured by a real estate/deposit.

*Effective interest rate starting from 21,32%

10. An extract from the State Registration Service of the Kyrgyz Republic confirming the absence of prohibitions and restrictions on the proposed collateral.
11. Copies of documents on rented premises/areas (if necessary).
12. If necessary, the Bank may request other additional documents.
4. Patent or certificate of state registration (re-registration) of an individual engaged in entrepreneurial activity for 6-12 months.
1. Application for a Loan (provided by the Bank).
2. Borrower’s Questionnaire (provided by the Bank).
3. Passport of the Guarantor/Pledgor, TIN, information about registration and current place of residence.
5. Other business documents (dispatch records, revenue records, bank statements for transfers, invoices for sending goods through CARGO companies).
6. Copies of documents confirming the borrower’s employment in the specified area.
7. Information on current place of residence and family composition from «Sanarip Aimak» Automated Information Service (Citizens Service Center).
8. A copy of the marriage or divorce certificate of the Borrower, Guarantor, Pledger.
9. Entitlement and title establishing documents for the collateral (depending on the type of collateral provided: State Act, Technical Certificate, Real Estate Sales and Purchase Agreement).
10. An extract from the State Registration Service of the Kyrgyz Republic confirming the absence of prohibitions and restrictions on the proposed collateral.
11. Copies of documents on rented premises/areas (if necessary).
12. If necessary, the Bank may request other additional documents.
4. Patent or certificate of state registration (re-registration) of an individual engaged in entrepreneurial activity for 6-12 months.
1. Application for a Loan (provided by the Bank).
2. Borrower’s Questionnaire (provided by the Bank).
3. Passport of the Guarantor/Pledgor, TIN, information about registration and current place of residence.
5. Other business documents (dispatch records, revenue records, bank statements for transfers, invoices for sending goods through CARGO companies).
6. Copies of documents confirming the borrower’s employment in the specified area.
7. Information on current place of residence and family composition from «Sanarip Aimak» Automated Information Service (Citizens Service Center).
8. A copy of the marriage or divorce certificate of the Borrower, Guarantor, Pledger.
9. Entitlement and title establishing documents for the collateral (depending on the type of collateral provided: State Act, Technical Certificate, Real Estate Sales and Purchase Agreement).

Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals*

To repay a loan through terminals, you must follow the following steps:

1. Select the «Financial Services» menu on the terminal screen.

2. Next, select «KSB Commercial Bank» CJSC («KSB CB » CJSC).

3. Select «Loan Repayment».

4. Select the currency in which you wish to repay the loan: KG soms or US dollars.

5. Provide details – current account number.

6. Check that the entered data is correct and click «Next».

7. Enter the desired amount into the bill acceptor.

8. To complete the payment, click the «Pay» button.

The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2gis.kg.

More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience!

Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals*

To repay a loan through terminals, you must follow the following steps:

1. Select the «Financial Services» menu on the terminal screen.

2. Next, select «KSB Commercial Bank» CJSC («KSB CB » CJSC).

3. Select «Loan Repayment».

4. Select the currency in which you wish to repay the loan: KG soms or US dollars.

5. Provide details – current account number.

6. Check that the entered data is correct and click «Next».

7. Enter the desired amount into the bill acceptor.

8. To complete the payment, click the «Pay» button.

The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2gis.kg.

More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience!

*Attention! When using terminals, a commission is charged.

Use the calculator

Select the loan amount

500000

сом

500000000

сом

Select the loan term (in months)

3

month

60

month

Our offer

Loan amount

500000

сом
Annual interest rate:

18%

Monthly payment:

2 450

сом

Repayment schedule

Month
Repayment of the principal debt
The amount of term interest
The amount of a one-time payment
Remaining debt after repayment

*Effective interest rate 21,32%

* The calculation is preliminary, it is not a public offer