English
English
About Bank
Private clients
Business clients
We offer Agro loans for the development of agriculture.
Currency
Loan amount
Interest rates
Loan period
Loan amount |
from 20,000 soms |
Guarantee |
No guarantor is required for amounts up to 200,000 KGS. For amounts over 200,001 KGS, 1 guarantor is required |
Collateral Requirements |
For loan amounts over KGS 500,000, the borrower must provide collateral equal to 100 % of the outstanding principal, in the form of real estate, cash, or securities |
Collateral insurance |
Insurance of pledged property is required for loans above KGS 5,000,000 / USD 50,000 |
Loan terms |
from 3 to 60 months |
Annual interest rate |
from 18% to 25% depending on the amount |
from 20,000 soms
No guarantor is required for amounts up to 200,000 KGS.
For amounts over 200,001 KGS, 1 guarantor is required
For loan amounts over KGS 500,000, the borrower must provide collateral equal to 100 % of the outstanding principal, in the form of real estate, cash, or securities
Insurance of pledged property is required for loans above KGS 5,000,000 / USD 50,000
from 3 to 60 months
from 18% to 25% depending on the amount
(the promotion is valid until December 31, 2025)
*Effective interest rate starting from 21,92%
1. Passport of the Guarantor/Pledgor, TIN, information about registration and current place of residence. |
2. Patent or certificate of state registration (re-registration) of an individual engaged in entrepreneurial activity for 6-12 months 2. Patent or certificate of state registration (re-registration) of an individual engaged in entrepreneurial activity for 6-12 months in the form of an electronic document by SIEI “ Tunduk”;. |
3. Other Business Documents, Income-Proving Documents |
4. Copies of documents confirming the borrower’s employment in the specified area. |
5. Information on current place of residence and family composition from «Sanarip Aimak» Automated Information Service (Citizens Service Center). |
6. A copy of the marriage or divorce certificate of the Borrower, Guarantor, Pledger. |
7. Entitlement and title establishing documents for the collateral. |
8. Certificate of Absence of Prohibitions and Restrictions on the Proposed Collateral. |
9. If necessary, the Bank may request other additional documents. |
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Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals* |
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To repay a loan through terminals, you must follow the following steps: |
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1. Select the «Financial Services» menu on the terminal screen. |
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2. Next, select «KSB Commercial Bank» CJSC («KSB CB » CJSC). |
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3. Select «Loan Repayment». |
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4. Select the currency in which you wish to repay the loan: KG soms or US dollars. |
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5. Provide details – current account number. |
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6. Check that the entered data is correct and click «Next». |
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7. Enter the desired amount into the bill acceptor. |
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8. To complete the payment, click the «Pay» button. |
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The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2gis.kg. |
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More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience! |
Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals*
To repay a loan through terminals, you must follow the following steps:
1. Select the «Financial Services» menu on the terminal screen.
2. Next, select «KSB Commercial Bank» CJSC («KSB CB » CJSC).
3. Select «Loan Repayment».
4. Select the currency in which you wish to repay the loan: KG soms or US dollars.
5. Provide details – current account number.
6. Check that the entered data is correct and click «Next».
7. Enter the desired amount into the bill acceptor.
8. To complete the payment, click the «Pay» button.
The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2gis.kg.
More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience!
*Attention! When using terminals, a commission is charged.
500000
сом18%
2 450
сомMonth |
Repayment of the principal debt |
The amount of term interest |
The amount of a one-time payment |
Remaining debt after repayment |
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*Effective interest rate 21,92% **For amounts from 500,000 to 5,000,000 soms — 19% annual interest for the first 36 months, and 20% annual interest starting from the 37th month. ***For amounts exceeding 5,000,000 soms — 18% annual interest for the first 36 months, and 20% annual interest starting from the 37th month.
* The calculation is preliminary, it is not a public offer
