English
English
The “Business Ayim” loan from KSB Commercial Bank is a program aimed at developing women’s entrepreneurship and expanding access to financing for women in Kyrgyzstan.
The program is designed to support businesses, individual women entrepreneurs, and farming enterprises in which women hold at least a 51% controlling ownership stake and where at least 51% of the staff are women.
The loan is intended for working capital replenishment, investment in equipment and business expansion, as well as refinancing previously obtained loans.
Currency
Loan amount
Interest rates
Loan period
Loan terms |
from 3 to 60 months |
Loan amount |
from 50 000 soms |
Annual interest rate |
Loans up to 2,000,000 KGS: Loans above 2,000,000 KGS: Loans up to 20,000 USD — 10%, |
Collateral |
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from 3 to 60 months
from 50 000 soms
from 5 000 USD
Loans up to 2,000,000 KGS:
Loan term up to 36 months — 19%,
Loan term up to 60 months — 19.5%.
Loans above 2,000,000 KGS:
Loan term up to 36 months — 18%,
Loan term up to 60 months — 18.5%.
Loans up to 20,000 USD — 10%,
Loans above 20,001 USD — 9%.
*Effective interest rate in Kyrgyz soms starts from 21,32%
1. Passport of the Guarantor/Pledgor, TIN, information about registration and current place of residence. |
2. Patent or certificate of state registration (re-registration) of an individual engaged in entrepreneurial activity for 6-12 months in the form of an electronic document by SIEI “ Tunduk”; |
3. Other Business-Related Documents, Documents Confirming Income |
4. Copies of documents confirming the borrower’s employment in the specified area. |
5. Information on current place of residence and family composition from «Sanarip Aimak» Automated Information Service (Citizens Service Center). |
6. A copy of the marriage or divorce certificate of the Borrower, Guarantor, Pledger. |
7. Entitlement and title establishing documents for the collateral. |
8. Certificate of Absence of Prohibitions and Restrictions on the Proposed Collateral |
9. If necessary, the Bank may request other additional documents. |
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Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals* |
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To repay a loan through terminals, you must follow the following steps: |
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1. Select the «Financial Services» menu on the terminal screen. |
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2. Next, select «KSB Commercial Bank» CJSC («KSB CB » CJSC). |
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3. Select «Loan Repayment». |
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4. Select the currency in which you wish to repay the loan: KG soms or US dollars. |
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5. Provide details – current account number. |
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6. Check that the entered data is correct and click «Next». |
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7. Enter the desired amount into the bill acceptor. |
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8. To complete the payment, click the «Pay» button. |
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The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2gis.kg. |
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More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience! |
Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals*
To repay a loan through terminals, you must follow the following steps:
1. Select the «Financial Services» menu on the terminal screen.
2. Next, select «KSB Commercial Bank» CJSC («KSB CB » CJSC).
3. Select «Loan Repayment».
4. Select the currency in which you wish to repay the loan: KG soms or US dollars.
5. Provide details – current account number.
6. Check that the entered data is correct and click «Next».
7. Enter the desired amount into the bill acceptor.
8. To complete the payment, click the «Pay» button.
The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2gis.kg.
More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience!
*Attention! When using terminals, a commission is charged.
500000
сом18%
2 450
сомMonth |
Repayment of the principal debt |
The amount of term interest |
The amount of a one-time payment |
Remaining debt after repayment |
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*Effective interest rate in Kyrgyz soms starts from 21,32%
* The calculation is preliminary, it is not a public offer
