	Purchase	Sale	NBKR
USD	86.85	87.35	87
EUR	90	91	90.4278
KZT	0.115	0.19	0.1689
RUB	0.865	0.9	0.875
CHF	92	102

	Purchase	Sale	NBKR
USD	86.55	87.05	87
EUR	90	91	90.4278
KZT	0.111	0.1934	0.1689
RUB	0.84	0.92	0.875
CHF	93.0645	100.0575

	Purchase	Sale
USD	77	97
KGS	6 699	8 439

Weight, grams	Purchase	Sale
1 gr.	7 000	12 000
2 gr.	12 500	20 000
10 gr.	70 000	80 000
31,1035 gr.	180 000	244 000
100 gr.	620 000	768 000

Main / Loans to business clients /

Business Aiym

Бизнес айым

Our Bank supports women's entrepreneurship. The loan is intended for women entrepreneurs for business development and any commercial purposes.

Som, dollar

Currency

From 50 000 KGS

Loan amount

From 19.5% per annum

Interest rates

Up to 36 months

Loan period

Loan terms	from 3 to 36 months
Loan amount	from 50 000 to 3 000 000 soms
Annual interest rate	from 19.5% to 23% depending on the amount and loan term
Collateral	- not required for an amount of up to 150,000 KG soms inclusive, but the credit committee has the right to request one guarantor; - one guarantor with a proof of income is required (if necessary, the Credit Committee has the right to request an independent guarantor) for an amount from 150,001 KG soms and up to 250,000 KG soms inclusive; - the following is required as collateral for an amount of 250,001 KG soms: 100% of the loan principal amount must be secured by a real estate/deposit.

Loan terms

from 3 to 36 months

Loan amount

from 50 000 to 3 000 000 soms

Annual interest rate

from 19.5% to 23% depending on the amount and loan term

Collateral

- not required for an amount of up to 150,000 KG soms inclusive, but the credit committee has the right to request one guarantor;

- one guarantor with a proof of income is required (if necessary, the Credit Committee has the right to request an independent guarantor) for an amount from 150,001 KG soms and up to 250,000 KG soms inclusive;

- the following is required as collateral for an amount of 250,001 KG soms:

100% of the loan principal amount must be secured by a real estate/deposit.

*Effective interest rate starting from 21,32%

1. Passport of the Guarantor/Pledgor, TIN, information about registration and current place of residence.

2. Patent or certificate of state registration (re-registration) of an individual engaged in entrepreneurial activity for 6-12 months in the form of an electronic document by SIEI “ Tunduk”;

3. Other business documents (dispatch records, revenue records, bank statements for transfers, invoices for sending goods through CARGO companies).

4. Copies of documents confirming the borrower’s employment in the specified area.

5. Information on current place of residence and family composition from «Sanarip Aimak» Automated Information Service (Citizens Service Center).

6. A copy of the marriage or divorce certificate of the Borrower, Guarantor, Pledger.

7. Entitlement and title establishing documents for the collateral (depending on the type of collateral provided: State Act, Technical Certificate, Real Estate Sales and Purchase Agreement).

8. An extract from the State Registration Service of the Kyrgyz Republic confirming the absence of prohibitions and restrictions on the proposed collateral.

9. If necessary, the Bank may request other additional documents.