English
English
About Bank
Private clients
Business clients
The Business Turnover loan from KSB Commercial Bank is an excellent opportunity for entrepreneurs to ensure the stability of financial flows in their business. Having received a loan to finance working capital, the company can effectively manage current operating expenses, purchase of inventories, as well as solve other work tasks without slowing down business processes. This allows you to avoid delays in completing orders, improve the quality of customer service and increase the competitiveness of the company in the market.
The purpose of the loan:
• Financing of working capital;
• Payment of expenses related to the purchase of goods (transport, customs, etc.);
• Refinancing of the loan (if the loan was received for working capital).
Currency
Loan amount
Interest rates
Loan period
Annual interest rate* |
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Loan terms |
Up to 12 (twelve) months inclusive** |
Amount of credit |
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Collateral |
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Collateral insurance |
Mandatory for loans over 5,000,000 soms. |
Loan repayment terms |
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Up to 12 (twelve) months inclusive**
Mandatory for loans over 5,000,000 soms.
*The effective interest rate in SOM is 19.51% per annum
*Effective interest rate in US dollars is 8.82% per annum
**If the client applies for an extension of the loan term, the interest rate will be set according to the Bank's Tariffs at the time of application.
1. Passport of the Guarantor/Pledgor, TIN, information about registration and current place of residence. |
2. Patent or certificate of state registration (re-registration) of an individual engaged in entrepreneurial activity for 6-12 months. |
3. Other business documents (dispatch records, revenue records, bank statements for transfers, invoices for sending goods through CARGO companies). |
4. Copies of documents confirming the borrower’s employment in the specified area. |
5. Information on current place of residence and family composition from «Sanarip Aimak» Automated Information Service (Citizens Service Center). |
6. A copy of the marriage or divorce certificate of the Borrower, Guarantor, Pledger. |
7. Entitlement and title establishing documents for the collateral (depending on the type of collateral provided: State Act, Technical Certificate, Real Estate Sales and Purchase Agreement). |
8. An extract from the State Registration Service of the Kyrgyz Republic confirming the absence of prohibitions and restrictions on the proposed collateral. |
9. If necessary, the Bank may request other additional documents. |
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Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals*
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To repay a loan through terminals, you must follow the following steps:
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1. Select the «Financial Services» menu on the terminal screen.
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2. Next, select «KSB Commercial Bank» CJSC («KSB CB » CJSC).
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3. Select «Loan Repayment».
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4. Select the currency in which you wish to repay the loan: KG soms or US dollars.
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5. Provide details – current account number.
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6. Check that the entered data is correct and click «Next».
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7. Enter the desired amount into the bill acceptor.
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8. To complete the payment, click the «Pay» button.
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The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2gis.kg.
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*Attention! When using terminals, a commission is charged.
500000
сом18%
2 450
сомMonth |
Repayment of the principal debt |
The amount of term interest |
The amount of a one-time payment |
Remaining debt after repayment |
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*The annual effective interest rate in SOM is 19.51%, in US dollars 8.82%
* The calculation is preliminary, it is not a public offer
