English
English
About Bank
Private clients
Business clients
Экспресс кредит керектөөчүлүк муктаждыктар үчүн, ошондой эле негизги каражаттарды оңдоого, модернизациялоого/реконструкциялоого, курууга, жүгүртүү капиталын толуктоого берилет. Ал 21 жаштан 65 жашка чейинки (кредитти толук төлөп бүтүрүү учурунда) жеке ишкерлерге жана кредиттик арызды берүү алдында үзгүлтүксүз 6 айдан кем эмес иштеп турган, туруктуу жана кирешелүү бизнеси бар юридикалык жактарга арналган.
Currency
Loan amount
Interest rates
Loan period
Loan terms |
from 3 to 36 months. |
Annual interest rate* |
from 22% to 25% depending on the amount. |
Collateral |
Not required, but the Credit Committee has the right to request collateral covering 100% of the loan amount. |
Surety |
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Collateral insurance |
Absent. |
from 3 to 36 months.
from 22% to 25% depending on the amount.
Not required, but the Credit Committee has the right to request collateral covering 100% of the loan amount.
Absent.
*Effective interest rate starting from 20,7%
from 20 000 soms to 500 000 soms.
1. Passport of the Guarantor / Pledgor, TIN, information about registration and current place of residence. |
2. Certificate of Salary for the last 6/12 months, depending on the loan product (additional documents confirming receipt of additional income (if any) in the form of an electronic document by SIEI “ Tunduk”; |
3. A copy of the marriage or divorce certificate of the Borrower, Guarantor, Pledger. |
4. Entitlement and title establishing documents for the collateral (depending on the type of collateral provided: State Act, Technical Certificate, Real Estate Sales and Purchase Agreement). |
5. An extract from the State Registration Service of the Kyrgyz Republic confirming the absence of prohibitions and restrictions on the proposed collateral. |
6. If necessary, the Bank may request other additional documents. |
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Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals*
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To repay a loan through terminals, you must follow the following steps:
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1. Select the «Financial Services» menu on the terminal screen.
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2. Next, select «KSB Commercial Bank» CJSC («KSB CB» CJSC).
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3. Select «Loan Repayment».
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4. Select the currency in which you wish to repay the loan.
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5. Provide details – current account number.
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6. Check that the entered data is correct and click «Next».
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7. Enter the desired amount into the bill acceptor.
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8. To complete the payment, click the «Pay» button.
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The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2GIS.kg.
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More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience!
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*Attention! When using terminals, a commission is charged.
500000
сом18%
2 450
сомMonth |
Repayment of the principal debt |
The amount of term interest |
The amount of a one-time payment |
Remaining debt after repayment |
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*Effective interest rate 20.7%.
* The calculation is preliminary, it is not a public offer
